Shared BranchesUFirst is Proud to Be One of Utah's Top Mortgage Lenders.
Credit Union Home Loans In Utah
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Home loans in Utah don't have to be complicated. As one of the state's top credit union mortgage lenders, we specialize in fast, affordable financing, with a range of mortgages and home loans at competitive rates.
We offer all kinds of home loans in Utah:
- Home loans for first-time buyers
- Second mortgages
- Short-term loans
- Construction loans to build your own home
- Mortgage refinance with low rates of interest
- FHA loans
- Reverse mortgage loans
- VA loans
UFirst Credit Union Will Make You Feel Right At Home
As a credit union, all our home loans come with fair and transparent rates of interest, with no hidden fees or nasty surprises. We've helped people in Utah finance their homes since 1956. UFirst credit union mortgage loans offer competitive interest rates, and some loans are available with no money down so you can feel confident in your home and your mortgage.
Explore Financing Options
Choose a Mortgage or Home Loan Below
First Time Home Buyers
We can help
with every step
Refinancing your homeLower your payments
Construction Loans
We can help finance
your dream home
Adjustable Rate Mortgages
Start
off with a lower rate
Condominium Loans
A space of your own
without all the upkeep
Short Term Mortgages
Pay off your
home quickly
Second Mortgage
Access the equity in
your home
Home Equity Line of Credit
Get
an extra line of credit
Jumbo Home Loans
High-dollar loans
with low interest rates
FHA Loans
One of the most accessible
loans
VA Loans
Military veterans &
active military members
Reverse Mortgage
Provides seniors
useable cash
Contact a Mortgage Adviser
If you have questions about qualifying for a mortgage loan, applying for a home loan or refinance loan, or about which type of home financing is best for you, our team of Mortgage experts is here to help. Our advisers offer free consultation and can help you choose the right financing and obtain an easy, low rate. Call us today to learn more about how we can help you own your dream home.
Contact a Mortgage consultant or call 801-481-8840
Home Loan Frequently Asked Questions
What is a Home Loan?
A home loan (aka, a home mortgage) is an agreed-upon sum of money loaned to a borrower from a bank or credit union. The borrower pays the loan back every month over a predetermined period which could be anywhere from 10, 15, 20, 30, or even 40 years. You can use your home loan to purchase a:
- Single-family house
- Apartment
- Condo
- Townhome
- And more home types
What are the Benefits Getting A Home Loan in Utah?
At the time of this writing, the average property price in Utah is over $380,000. This cost makes it difficult for people to purchase a home outright. A home loan provides the finance required to buy a home and spread the cost across monthly installments.
What are the Advantages of a UFirst Home Loan?
UFirst offers the following benefits:
- No down payment options
- Low rates of interest
- Fast application process
- The opportunity to develop a relationship with a credit union, not a bank
How Do Utah Home Loans Work?
When you contact UFirst, we'll connect you with a mortgage advisor who will:
- Assess your financial circumstances
- Make sure you can afford a home loan
- Recommend the best mortgage products for you
Not all home loan and mortgage lenders in Utah do this.
Is It Easy to Apply for Mortgage Loans in Utah?
UFirst streamlines the entire home loan process from start to finish. Our friendly and experienced mortgage advisors provide you with guidance at every stage of your new journey. You can apply for a home loan in Utah by calling us, visiting a local branch, or making an application online.
Want to Apply for a Utah Home Loan?
With our wide range of home loans, we can find you the perfect finance for your circumstances. Our affordable, fair, and transparent interest rates provide you with value, and our home loan specialists offer unparalleled customer service. Apply for a home loan in Utah today. Visit one of our local branches, call us at 801-481-8840, or apply online below.