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Home Equity Loan

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Pay for Major Expenses with a Fixed Home Equity Loan

A home equity loan uses your home’s equity as collateral to acquire financing. A home equity loan offers a lump sum of cash available on a fixed-rate, which typically ranges from 5 to 10 years. This type of loan is paid in monthly installments which may help when budgeting for a financial goal. You can use a Home Equity Loan to help with large one-time expenses, such as a home remodel, weddings, and debt consolidation. Contact one of our experienced mortgage consultants to see if a home equity loan is right for you!

Use the Equity in Your Home to Get the Finances You Need

  • Borrow up to 95% of your home’s value
  • 5-Year, 7-Year, and 10-Year terms available
  • Fixed rates for consistent monthly payments

Competitive Home Equity Loan Rates

UFirst Credit Union offers competitive home equity loan rates to ensure you get the most out of your second mortgage. We never sell our loans to 3rd party companies so you can be confident in knowing where your loan is at all times. Additionally, we’re approved for in-house FHA loans making your mortgage processing fast and easy. Apply for your home equity loan in Utah today!

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Apply for your home equity loan in Utah today!


Loans subject to credit approval. See current rates and terms. For example a $100,000 loan approved at 80% of value would require a down payment of $20,000. The minimum payment for a $80,000 loan with a 7.49% APR and 10-year term is $949.20. These payment examples do not include taxes and insurance. Your actual payment may be higher. The monthly obligation will be determined by the total loan amount at the time of closing and the term and interest rate of the loan.  See our Loan Calculators for specific examples.

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