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UFirst is Proud to Be One of Utah's Top Mortgage Lenders. 

Credit Union Home Loans In Utah

Speak with a Mortgage Consultant Search for Homes

Home loans in Utah don't have to be complicated. As one of the state's top credit union mortgage lenders, UFirst specializes in fast and affordable financing, with a range of mortgages and home loans at competitive rates.

Types of home loans offered

UFirst Credit Union Will Make You Feel Right At Home

As a credit union, all of our Utah home loans come with fair and transparent rates of interest, with no hidden fees or nasty surprises. We've helped people in Utah finance their homes since 1956. UFirst credit union mortgage loans offer competitive interest rates, and some loans are available with no money down so you can feel confident in your home and your mortgage.

icon  Explore Financing Options

  Choose a Mortgage or Home Loan Below


first time home buyer loan

First Time Home Buyers
We can help with every step

home refinancing

Refinancing your homeLower your payments 

construction loans utah

Construction Loans
We can help finance your dream home


adjustable rate mortgage

Adjustable Rate Mortgages
Start off with a lower rate

condominium loans

Condominium Loans
A space of your own without all the upkeep

short term mortgage

Short Term Mortgages
Pay off your home quickly


home equity loan utah

Second Mortgage
Access the equity in your home

home equity loan utah

Home Equity Line of Credit
Get an extra line of credit

home equity loan utah

Jumbo Home Loans
High-dollar loans with low interest rates


FHA loan utah

FHA Loans
One of the most accessible loans

va loans utah

VA Loans
Military veterans & active military members

reverse mortgage utah

Reverse Mortgage
Provides seniors useable cash

Contact a Mortgage Consultant

If you are a first time home buyer in Utah and you have any questions regarding mortgage loans, our team of Mortgage Consultants is here to help. Our advisers offer free consultation and can help you choose the right financing and obtain an easy, low rate. Call us today to learn more about how we can help you own your dream home.

Contact a Mortgage consultant or call 801-481-8840

Home Loan Frequently Asked Questions

What is a Home Loan?

A home loan (aka, a home mortgage) is an agreed-upon sum of money loaned to a borrower from a bank or credit union. The borrower pays the loan back every month over a predetermined period which could be anywhere from 10, 15, 20, 30, or even 40 years. You can use your home loan to purchase a:

  • Single-family house
  • Apartment
  • Condo
  • Townhome
  • And more home types

Getting A Home Loan in Utah?

At the time of this writing, the average property price in Utah is over $380,000. This cost makes it difficult for people to purchase a home outright. A home loan provides the finance required to buy a home and spread the cost across monthly installments.

What are the Advantages of a UFirst Home Loan?

UFirst offers the following benefits:

  • No down payment options
  • Low rates of interest
  • Fast application process
  • The opportunity to develop a relationship with a credit union, not a bank

How Do Utah Home Loans Work?

When you contact UFirst, we'll connect you with a mortgage advisor who will:

  • Assess your financial circumstances
  • Make sure you can afford a home loan
  • Recommend the best mortgage products for you

Not all home loan and mortgage lenders in Utah do this.

Is It Easy to Apply for Mortgage Loans in Utah?  

UFirst streamlines the entire home loan process from start to finish. Whether you are looking for first time homeowner loans or looking for a construction loan, our friendly and experienced mortgage advisors provide you with guidance at every stage of your new journey. You can apply for a home loan in Utah by calling us, visiting a local branch, or making an application online.

Want to Apply for a Utah Home Loan?

With our wide range of home loans, we can find you the perfect finance for your circumstances. Our affordable, fair, and transparent interest rates provide you with value, and our home loan specialists offer unparalleled customer service. Apply for a home loan in Utah today. Visit one of our local branches, call us at 801-481-8840, or apply online below.

Apply for a Utah Home Loan

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