Contact a Mortgage Consultant
If you have questions about our mortgage products
or would like a pro to help you determine the right loan for your unique needs, our team of mortgage
consultants is here to help. UFirst mortgage consultants offer free
consultations and can help you choose the right financing, secure a great rate, and ensure a smooth
homebuying experience. Call us today to learn more about how we can help you own your dream home.
Contact a Mortgage consultant or call
Frequently Asked Questions
Utah Home Loans
What is a Home Loan?
A home loan (aka, a home mortgage) is an agreed-upon sum of money loaned to a borrower from a bank or credit
union. The borrower pays the loan back every month over a predetermined period which could be anywhere from 5,
15, 20, and 30 years. You can use your home loan to purchase a:
- Single-family house
- Many other home types
Getting A Home Loan in Utah?
At the time of this writing, the average property price in Utah is over $380,000. This cost makes it
difficult for most people to purchase a home outright. A home loan provides the financing required to buy a
home and spread the cost across monthly installments.
What are the Advantages of a UFirst Home Loan?
UFirst offers the following benefits:
- No down payment options
- Low rates of interest
- Fast application process
- The opportunity to develop a relationship with a credit union, not a bank
How Do Utah Home Loans Work?
When you contact UFirst, we'll connect you with a mortgage advisor who will:
- Assess your financial circumstances
- Make sure you can afford a home loan
- Recommend the best mortgage products for you
Not all home loan and mortgage lenders in Utah do this.
Is It Easy to Apply for a Mortgage?
UFirst streamlines the entire home loan process from start to finish.
Whether you are looking for first time homeowner loans or looking for a
construction loan, our friendly and experienced mortgage advisors
provide you with guidance at every stage of your new journey. You can apply for a home loan in Utah by
calling us, visiting a local branch, or making an application online.
Want to Apply for a UFirst Home Loan?
With our wide range of home loans, we can find you the perfect financing for
your circumstances. Our affordable, fair, and transparent interest rates provide you with value, and our
home loan specialists offer unparalleled customer service. Call us at 801-481-8840 to get started now or apply online today.
Apply for a UFirst Home Loan