Build Your Savings
UFirst Can Help You Save With Confidence
With UFirst Certificate products, you can build your savings with confidence. Our payout rates are always
competitive so you're always earning on the money you save,
and your investments are protected by the NCUA.
Our team of financial experts can help you choose the best Certificate product
for your lifestyle and savings goals. Contact us today, or learn more about our Certificates below.
Get a 3-Month U Save Certificate for 5.50%
Earn high-yield dividends with a short-term commitment when you open a 3-month U Save
Certificate at 5.50% APY! Call 801-481-8800 or visit a branch now to start earning today.
A UFirst U Save earns dividends like a certificate, but gives you the
deposit flexibility of a high-yield savings account. You can add more to your deposit at any time and
earn 5.50% APY on your full balance up to $250,000. Contact us today to open your U Save
*APY (Annual Percentage Yield) is current as of 02/01/2024. $10 minimum deposit
required to open and there is an aggregate limit of $250,000. Early withdrawal penalties may apply
and could reduce earnings and principal. At maturity, 3-Month U Save Certificate will renew at the
prevailing dividend rate for the same term. Subject to change without prior notice and other
restrictions may apply.
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Regular Share Certificate
With a UFirst Regular Share Certificate, you can pick the term that fits your needs. We'll present
you with all of our terms, rates and options so you can choose the best savings solutions for your
You set the term, we pay the rate.
- Fixed dividend rates
- Terms from 6-months to 5-years*
- $500 minimum balances to open
- No maintenance fee
Rates Contact for Certificates
12-Month Access Share Certificate
Don't sacrifice rate or access. Get the best of both with our 12-Month Access Certificate which pays
a competitive rate while keeping your savings accessible.
With the 12-Month Access Certificate* you can:
- Open with as little as $500
- Access your funds with one penalty-free withdrawal each quarter**
- Competitive fixed dividend rates
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A minimum balance of $100 must be maintained in the certificate.
Certificate will stay an access certificate at maturity. **Members have one penalty-free withdrawal per calendar quarter.
Additional withdrawals may incur a penalty on dividends if exceeds one per calendar quarter.
*You may incur a penalty on dividends should you choose to withdraw
your money before the completion of the term.