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SBA Loans

Get Your Utah Small Business Loans from UFirst Credit Union

iconWhat is an SBA Loan?

With lower down payment requirements and less stringent qualification requirements, an SBA Loan can help your small business achieve business goals faster. These Small Business Administration (SBA) Loans are partially backed by the U.S. government and the Small Business Administration. Accordingly, SBA Loans for new or small businesses allow for lower down payments and longer maturities than most conventional loans, and they're also easier to qualify for. With competitive interest rates, exceptionally flexible qualifying criteria and higher borrowing limits, UFirst is Utah’s favorite lender of SBA loans.




A Woman wearing a white apron successfully grows her business after learning how to get an SBA loan (small business loan) from UFirst Credit Union.

How to Apply for an SBA Loan

To apply for an SBA Loan or learn more about loan options, please contact a business expert.


UFirst SBA Loan Types for New and Small Businesses in Utah


Purchase long-term fixed assets such as equipment or real estate

  • Fixed and variable loan rate options
  • Loan terms up to 25 years
  • 10% down payment for entire project cost
  • No prepayment penalties


Purchase real estate, acquire a business, purchase equipment or increase working capital and inventory

  • General purpose variable-rate loan
  • Loan terms up to 25 years


Expand your business or finance a franchise with an Express loan or line of credit

  • Borrowing amounts up to $350,000
  • Unsecured loans up to $100,000
  • Fixed and variable rate options
  • No prepayment penalties

Get Your Utah Small Business Loan Today!

Apply for an SBA Loan, schedule an appointment, or contact our business experts to learn more about UFirst Credit Union SBA loans. Let’s grow your business together!

 Talk with an Expert


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