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E-Cash Instant Loan


E-cash is Here When You Need it

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Life can be surprising, and when something unexpected requires cash in a hurry, we have you covered. e-cash is a safe way to get instant loans from a credit union you trust. 

UFirst understands that emergencies don't discriminate about your credit score. That's why UFirst Credit Union Offers e-cash on a relationship basis. If you're in good standing, you can quickly be approved for up to $2,000. Compared with other instant loan options, UFirst e-cash has low rates and no credit check is required with your application. 

e-cash logo How e-cash Works

  • e-cash is a low interest rate* instant loan
  • Apply for e-cash instant loans through your mobile banking app or online banking
  • If you're accounts are in good standing, you can qualify for up to $2,000
  • Cash is available instantly after approval
  • Loan terms up to 12 months** 
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Get Started

Use your mobile banking app or online banking to apply for an e-cash instant loan. Select “Get a Fast e-cash Loan” to start the application.

If you don't already have our mobile app, search for "UFirst" in your app store or download it below. 

e-cash logo e-cash Features & Requirements

  • No credit check required
  • Loan amounts between $200 and $2,000
  • $20 non-refundable loan application fee
  • Applicants must be 18 years or older
  • Applicants must have a valid social security number
  • Applicants must be the primary account holder of a UFirst account that has been established for a minimum of 3 months
  • Applicants must have deposit history with UFirst 

*28% interest rate
**pay back terms up to 12 months: monthly payments required, auto pay can be set up to automatically debit payments from your account
***$20 application for all applications, even those that are denied

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