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RV Loans

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Hit the Road With Low RV Loan Rates

iconUFirst Credit Union Wants to Help You Go More Places! 


Get Pre-Approved for Recreational Vehicle Financing and Experience More in an RV

It doesn't have to cost an arm and a leg to buy or refinance an RV in Utah. Here at UFirst, our pre-approved RV loans let you enjoy your recreational vehicle without the expense. So you can hit the open road with greater peace of mind.

Our pre-approved RV loans cover:

  • RVs
  • Motorhomes
  • Campers
  • Camping trailers
  • Pop-up tent trailers
  • Boats/personal watercraft
  • Motorcycles
  • ATVs
  • 4-wheelers/razors
  • Toy haulers/travel trailers
  • Other outdoor vehicles
RV Loans

Get Started

Apply online for an RV loan and get pre-approved fast!

Visit us in a branch, call us at (801) 481-8800, or apply online.

As a trusted and responsible credit union, we offer fair and affordable RV rates so you can buy or refinance a new or existing vehicle. Our loans can help you manage your finances and improve your credit score.

You can also visit us at one of our branch locations or call us at (801) 481-8845.

Frequently Asked Questions About RV Loans

When you take out an RV loan at a low rate, you can save more money on interest which can ensure a lower monthly payment and fewer costs over the life of your loan. Some banks charge uncommonly high interest rates for RV loans making them unaffordable for many people in Utah. As a credit union, however, we offer fair, transparent, and cost-effective rates so you can buy or refinance your vehicle for less.

Check out our current RV loan rates!

Typically ATV financing terms are between 3–6 years depending on the amount of the loan and the financial institution. The APR will depend on your credit score, the loan terms, ATV cost and the organization that is financing the loan.

RV Financing term length? 

RV loans range from 10-15 years but many banks, credit unions and other financing companies may extend the term up to 20 years for loans of $50,000 or more on qualified collateral.

  • Up to 100% financing
  • Terms up to 180 months
  • Discounted auto insurance (provided by TruStage Auto Insurance)
  • GAP and payment insurance (provided by SWBC)

With highly competitive RV loan rates, UCU can help you refinance or purchase a new or used recreational vehicle. Check out our current rates to find the perfect loan for you!

See current RV loan Rates

**Loans subject to credit approval. Amount approved for financing may require a down payment. For example a loan approved at 90% of value would require a down payment of 10%.

*Length of term and rate will determine the total interest you will pay over the life of the loan. For example, a 120 month RV loan at 9.39% for $20,000 would result in a monthly payment of approximately $257.80 and total interest charges of approximately $10,935.20. Anything above 144 months has a 10 year maturity.

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