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Accidental Death and Dismemberment Insurance

Get AD&D Coverage Now

No Cost AD&D Insurance Coverage* Protect Yourself from the Unexpected

*no cost AD&D insurance covers up to $2,000, Additional Coverage is available for a monthly premium

UFirst Offers Stability when You Need it Most

Accidents happen, so UFirst Credit Union is here for you to help you and your family when accidents impact your life. Should the unthinkable ever occur to you or your family members, UFirst supports you with no cost accidental death and dismemberment insurance through TruStage; all you have to do is claim your coverage.* 

Get AD&D Coverage Now

What is Accidental Death and Dismemberment Insurance?

Protection from the Unexpected

Accidental Death and Dismemberment Insurance, or AD&D, pays a cash benefit if the covered individual is injured or killed in a covered accident. This means, if you are impacted by an accident, you and/or your family will be supported during times of unexpected expenses and/or injuries that may result in the loss of income. In the event of injury or death an insurance benefit will supplement certain losses.

Although AD&D is not life insurance, it can enhance your overall protection by adding coverage for specific injuries that occur during specific accidents. Unlike life insurance, it only covers you in the event of an injury that results from an accident. Like life insurance, though, accidental death and dismemberment insurance can help ease the burden of costs when you and your family face challenges resulting from an injury or death caused by an accident.

AD&D pays cash benefits to help you prepare for future expenses, whether they're hospital bills, your mortgage, or even your kids' college funds. Your AD&D insurance benefits can be there for them even if you can't be. With your UFirst membership, you can sign up for accidental death and dismemberment insurance in just a few minutes; no health questions and no medical exam is required.

Sign up for AD&D Insurance Now  Learn More about AD&D Coverage

No Cost* AD&D Coverage for as Long as You're a Member of UFirst

When you enroll in AD&D insurance with UFirst, your insurance lasts as long as you remain a member of UFirst Credit Union. This means once you're enrolled, you're always covered. The no cost coverage coverage plan pays out up to $2,000. Additional Coverage can be purchased for a monthly premium.

Fluctuation of AD&D Coverage

Additional Coverage may be purchased which, at no added cost, includes increasing benefits. Purchasing Additional Coverage includes products like Cancer Coverage or Cancer Heart Attack and Stroke Coverage, The value of Additional Coverage automatically increases overtime while your rate stays the same. From age 18 - 69 your coverage cannot decrease for any reason, however, at age 70, the full amount of your coverage will decrease by 50%. Please see our AD&D insurance portal for more details.

Protect Yourself and Your Family

With Additional Coverage, you can also protect your spouse and dependent children with AD&D coverage. See our AD&D insurance portal for more details.  

Enroll for AD&D Insurance Now

Don't risk the security of yourself or your family. Instead, enroll in no cost or Additional Coverage accidental death and dismemberment insurance today. Protection from the unexpected is just a few clicks away. 

Not a member of UFirst? Become a member today to find out why It's Better Here! You can apply online or visit any of our UFirst branches to become a member. 

*This TruStage™ insurance product is offered by TruStage Insurance Agency, LLC and issued by leading insurance companies. No cost AD&D insurance covers up to $2,000. Discounts are not available in all states and discounts vary by state. The insurance offered is not a deposit and is not federally insured. This coverage is not sold or guaranteed by your credit union. Product and features may not be available in all states or with all credit unions.

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