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VA LOANS IN UTAH

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If you are a veteran or an active military member, a VA loan is perfect for you! 

Our VA loan rates are set with former and active military in mind. UFirst Credit Union offers competitive VA home loan rates, which means you can get into your dream home sooner. 


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What Exactly Is A VA Loan?

VA Loans are mortgages offered through the U.S. Department of Veteran Affairs program. Any active duty, veteran service personnel and their surviving spouses can access VA Loans

VA Home Loans are loans that do not always require a down payment. This makes them more accessible than traditional home loans. Every VA loan is made through private lenders and are guaranteed by the Department of Veteran affairs, thus making them not have to require mortgage insurance. 

VA loans have no minimum credit score requirement, this loan remains one of the few mortgage options for borrowers who don’t have the money for a down payment. The main qualifications for this loan are:

  • You are an active military member
  • You are a U.S. military veteran

Benefits of Utah VA Loans

In addition to no down payment options, there are other helpful benefits of a Utah VA loan. A few of these features include: 

  • Does not require private mortgage insurance
  • Low closing costs
  • Nontraditional credit allowed (in select cases)
  • Competitive, fixed, and adjustable VA loan rates available
  • Loan is insured by the VA
  • No down payment
  • Easier to qualify for a VA Home Loan

Apply For A VA Home Loan

veteran reads book to daughter in new home
 

Our experienced mortgage specialists can help you through the process of applying for a VA home loan. To get started, apply today or contact a mortgage loan consultant!

Apply For A VA Home Loan Today

These mortgages do not always require a down payment and are available to military veterans and active military members. These mortgages do not always require a down payment and are available to military veterans and active military members. VA loans are made through private lenders and are guaranteed by the Department of Veterans Affairs, so they do not require mortgage insurance. There’s no minimum credit score requirement. 

The VA loan remains one of the few mortgage options for borrowers who don’t have the money for a down payment. Available to millions of veterans and active military members, VA loans are somewhat easier to qualify for than conventional mortgages. Contact UFirst Credit Union to learn more about VA Loans with UFirst Credit Union! 

 

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