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"WOW! This branch is amazing...they greet me by name every time I visit the branch...That's old fashioned customer service!"


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Why choose UFirst Credit Union?


As a member of our credit union, you're not just a customer, you're an owner!

Ethical banking

Putting the needs of our members, community, and planet drives all that we do.

Friendly service

Our number one goal is to give you the best possible banking experience.

Safe and secure

The NCUA protects your deposits with us to at least $250,000.

Take us with you wherever, whenever.

All your money in one app

Manage your money, monitor your spending and control your accounts in real time.

  • Log in with a smartphone, tablet or Apple Watch
  • Pay all your bills in real-time with Bill Pay
  • Use Zelle to send money to family, friends and other people you trust, regardless of where they bank
  • Apply for a loan online
  • Control your cards - set alerts, monitor transactions, turn cards on/off
  • Digital Wallets: Apple Pay and Google Pay
  • Free e-Checking, Debit Card and ATMs

Deposit checks

Save a trip to the branch and instantly deposit your checks from anywhere.

Pay your bills

Schedule and pay all your single or recurring bills. Never forget to pay a bill again. Easily swap cards used for recurring subscriptions.


Frequently Asked Questions


Credit unions seek to promote their members best interests rather than profits. The credit union uses money that you and other members deposit to make loans to other credit union members. This act is similar to a traditional bank, but credit unions can often offer better rates on saving products and low interest rates on loan products. Credit unions accept members based on a certain criteria. Inquire with your credit union to determine eligibility.


Credit unions view their members as owners of the institution, often offering lower fees, higher savings rates, and lower interest rates on loans. The personalized approach to members is what separates credit unions from traditional banks. In addition, getting a loan from a credit union is easier than from a bank.


Yes. Being a credit union member will give you access to lower fees for accounts and loans. This additional savings may allow you to pay down existing debt faster, leading to an increase in your credit score.


Members should join a credit union because they are owned by their members (as opposed to banks, who have stakeholders). This means that when a credit union earns profits, their members are the ones who benefit from lower interest rates on loans and higher earnings on savings. Credit unions also offer free services such as mobile and online banking.


Credit unions are good for your financial goals and convenience. They offer higher savings compared to traditional banks, with lower interest rates on loans and less eligibility requirements. Credit unions also offer more financial literacy resources than traditional banks and provide higher rates of return for your savings account. Other credit union benefits include:

  • Lower loan rates and credit card rates
  • Less eligibility requirements
  • Higher rates on savings accounts
  • Community-driven, success is felt by its members
  • Personal credit assistance
  • Local scholarships and grants
  • Greater financial resources than traditional banks


Opening a checking or savings account is easy. While many credit unions will allow you to open an account for free, there is often a monthly fee that can be waived if simple criteria is met.


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