Skip to main content


Small Business Loans from UFirst Credit Union

iconUtah SBA Loans Can Help You Start a Business or Grow Your Existing Business

With lower down payment requirements and less stringent qualification requirements, an SBA Loan can help you achieve business goals faster. These Small Business Administration (SBA) Loans are partially backed by the U.S. government and the Small Business Administration. Accordingly, SBA Loans allow for lower down payments and longer maturities than most conventional loans, and they're also easier to qualify for. With competitive interest rates, exceptionally flexible qualifying criteria and higher borrowing limits, UFirst is Utah’s favorite lender of SBA loans.

small business owner

Get Started

To apply for an SBA Loan or learn more about loan options, please contact a business expert.


UFirst Offers Several SBA Loan Types for Utah Businesses

purchase long-term fixed assets such as equipment or real estate

  • Fixed and variable loan rate options
  • Loan terms up to 25 years
  • 10% down payment for entire project cost
  • No prepayment penalties

SBA 7(a) LOAN PROGRAM: purchase real estate, acquire a business, purchase equipment or increase working capital and inventory

  • General purpose variable-rate loan
  • Loan terms up to 25 years

expand your business or finance a franchise with an Express loan or line of credit

  • Borrowing amounts up to $350,000
  • Unsecured loans up to $100,000
  • Fixed and variable rate options
  • No prepayment penalties

To apply for an SBA Loan or learn more about how our loan options can help grow your business, please contact a business expert.

Make an Appointment


icon Related Business Services

Locations near you

Branches & ATMs