Recently, the financial service industry has observed an increase in fraudulent attempts to access
an individual's account data through phishing. UFirst will never ask you for your account
credentials or PIN. If you receive a suspicious call, email or text message, please contact 801-481-8800. For more
information on protecting yourself from fraud, click here.
The High Yield Savings Account That Helps Grow Your Business
Help your business grow even faster with interest dividends on your savings account. Every business from
large to small knows the value of a dollar. Make your money work for you when you start saving money with
UFirst Credit Union. Earn interest on your account balance from day one with no monthly service fees! The
best part is every UFirst Credit Union savings account is federally insured up to $250,000. It’s just more
reason why, “It’s Better Here!”
Open your account today* and start saving with UFirst Credit Union!
Benefits For Utah Business Owners
Easy access to all of your money through online banking, mobile banking or at one of our convenient
Earn savings dividends with competitive rates
Unlimited deposits with no monthly fees
*Account requires a minimum $10 deposit and a personal savings account to open.
Open an Account
Visit your local branch or call
us at 801-481-8800 to open an account.
The credit score required to qualify for an auto loan is relative to the lender. On average, the borrower needs a score in the low 700s for a new car loan and mid-600s for a used car loan.
A borrower's credit history tells the lender whether or not they are high or low risk. When getting approved for an auto loan, most financial institutions will look at the borrower’s industry-specific auto FICO® Score3, along with their base FICO® Score from the three consumer credit reporting bureaus: Equifax, Experian and TransUnion.
This credit score also determines the borrower’s interest rate on the loan. Typically, to get an interest rate between 0–2% on new car loans, the lender will require a credit score of 700 or higher. Reversely, if a borrower finds themselves with a credit score in the mid-600s or low 500s to low 600s, they may expect a lender to give an interest rate three to five times higher (between 10–24%) than those with good or excellent credit.
You can check your FICO® Score for free on our free mobile app, UFirst.
Refinancing your auto loan is a great and easy way to save money on your car payments and to lower the interest rate on your auto loan.
In order to refinance your auto loan, you’ll need to gather the right information and documents. All the necessary information would be the car mileage, VIN number, current car loan numbers, driver’s license, and income verification. After gathering this information, you can refinance your loan with the same lender or with a different financial institution.
After applying, the bank or credit union will check your credit history and let you know if you qualify for a lower interest rate. After approval, the bank or credit union will work with you to set your new loan term to a lower monthly car payment.