Check your credit once a year
Although many consumers do not know this, once a year you can get a free credit report from Experian, Transunion, and Equifax. This is a great way to
monitoring credit activity and protect yourself from identity theft.
Credit reports are helpful in providing information that affects your ability to get a loan. Use your
credit report to ensure all information is accurate, complete, and up-to-date, giving you the freedom to
apply for the loan that best fits your needs.
How Do I Request a Free Credit Report?
Go through a simple verification process via phone and have your reports
mailed to you. Call 1-877-FACTACT (toll-free)
Fill out a Credit Report request form and mail it to:
Annual Credit Report
P.O. Box 105281
Atlanta, GA 30348-5281
These free credit reports do not include my credit score – what do I do?
You can request your credit score during the process of obtaining your free credit report for a fee if you
choose to do so.