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Get rewarded for your everyday life.

Get the Most from Your Visa with up to 5x Rewards on Every Purchase

Our UFirst Credit Union Visa Rewards program is designed to give you the best of both convenience and benefits. Our low rates* ensure you can easily use your rewards credit card everywhere you go. That means more points and more opportunities to reward yourself!  Plus, there's no annual fee!**

With a Visa Rewards card, you’ll earn points with every purchase

woman paying with visa card

Get Rewarded

Apply online for a UFirst Visa Rewards card and start earning rewards today.

What is a Visa Rewards Credit Card?

A Visa Rewards Credit Card from UFirst Credit union allows cardholders can earn up to 5x rewards points on traveling, tuition, and everyday purchases. Our points breakdown and additional Visa Rewards Credit Card benefits are below.

  • 5x Visa Rewards - earn 5x reward points at U-of-U campus stores and on U-of-U tuition.
  • 4x Visa Rewards - earn 4x reward points when you swipe your rewards credit card for gas.
  • 3x Visa Rewards - earn 3x reward points when you shop at warehouse stores like Costco and Sam’s Club, and 3x Visa rewards on qualifying travel expenses like airfare, hotels and rental cars.
  • 2x Visa Rewards - earn 2x reward points at restaurants and grocery stores.
  • 1x Visa Rewards - earn at least 1x reward points with every purchase you make with your UFirst Credit Union Rewards Visa Card!

Swipe your Visa Rewards credit card everywhere you go to earn points you can redeem for cash, travel gift cards and more. Plus, being a UFirst Credit Union Visa Rewards Credit Card cardholder automatically gives you more than a rewards program; it also comes with peace-of-mind. Here’s a short list of additional benefits that are included with our Visa rewards credit card:

More Benefits for Visa Rewards Cardholders

  • Auto Rental Collision Damage Insurance: provides reimbursement in the event of collision damage or theft of most rental vehicles when paid for with your rewards credit card.
  • Mobile Phone Replacement Insurance: provides replacement of your mobile phone when you pay your monthly bill with your UCU Visa rewards credit card.
  • Travel Accident Insurance Coverage: provides up to $250,000 coverage if accidental death or injury occurs while traveling using your Visa rewards card.

UFirst Credit Union’s Visa Rewards Credit Card program is built around benefits, but it’s also designed to support your lifestyle and spending needs. We offer 3 rewards credit cards to suit your personal and business pursuits.

Crimson Rewards Visa

Gain purchasing power and big-time rewards.

  • Earn Visa reward points on every purchase
  • Low rates and no annual fee**
  • Rewards are redeemable for travel, rebates, gift cards or cash

Apply Now

Student Rewards Visa

Grow your credit with low rates and low risk.

  • Earn Visa reward points on every purchase
  • Credit limits up to $2,000
  • Rewards are redeemable for travel, rebates, gift cards or cash

Apply Now

Business Rewards Visa 

Get rewarded for business and travel expenses.

  • Earn Visa reward points on every purchase
  • Rewards are redeemable for travel, gift cards or cash
  • Most members will qualify for limits between $2,000 and $25,000

Apply Now

At UFirst Credit Union, we build products that prove that “It’s Better Here.” Our Visa Rewards program is tailored to your needs and enhanced to give you additional benefits like up to 5x reward points on qualifying purchases. With us, your rewards credit card can be even more rewarding. Start stacking your rewards now. Apply today or contact us for more information. Your rewards are waiting!

Frequently Asked Questions

How do I redeem VISA rewards?

You can redeem rewards on our convenient Online Rewards Store which you can access through your online banking profile. Login for online banking by clicking the red "Login" tab on the right.

What types of products and services can you redeem with VISA rewards?

With a VISA Rewards card from UFirst, you can redeem points for gift cards, travel rebates, cash, experiences, fuel and more. Learn more in your rewards profile in online banking. 

How are credit card reward points calculated?

You earn 1 point for every $1 spent when you sign for purchases using your VISA Rewards card.

When do VISA Rewards points expire?

Your points are good for 60 months. If your points are not used within this time they will expire.

*Rates are variable and range from 9.99% APR to 18.00% APR. Your rate will be based on your creditworthiness. Visa loan rate is based on the Wall Street Journal prime lending rate on the last day of each month. The maximum interest rate over the life of the loan is 18.00%.

**Although there are no annual fees, other fees may apply.  Click here for a full list of fees

Cardholder Agreement

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