Shared BranchesMake payments simpler...and get rewards
while you are at it!
With options to choose from, apply for the Visa Credit Card that fits your lifestyle!
Make an Appointment
Text us your loan questions
Crimson Visa Credit Card
Our best value for our best fans!
Utah fans demand the best and deserve the best. It’s better than silver, gold or platinum—it’s Crimson! Get our very best rate and the balance limit you need.
A low rate and high limit
- Variable rate as low as 7.99% APR*
- No annual fee**
*Rates are variable and range from 7.99% APR to 18.00% APR. Your rate
will be based on your creditworthiness. Visa loan rate is based on the Wall Street Journal prime
lending rate on the last day of each month. The maximum interest rate over the life of the loan is
18.00%.
**Although there is no annual fee, other fees may
apply such as cash advance fees (1.5% of the cash advance amount), foreign transaction fees (1.00% of
transaction amount if in U.S. dollars, 1% of transaction amount if must convert to U.S. dollars), late
payment fees, or other account fees and changes.
Crimson Rewards Visa Credit Card
Same great features and benefits as the Crimson Visa Credit Card, with added rewards!
This Visa card sports the best features of our premium Crimson card and earns you rewards points every time you make a purchase.*
A low rate and high limit credit card
- Earn rewards points on every purchase – redeem for travel, rebates, gift cards, and cash*
- Variable rate as low as 8.49% APR**
- No annual fee***
*Visit our Visa Rewards site to view the awards catalog or to
learn more about the program rules and details.
**Rates are
variable and range from 8.49% APR to 18.00% APR. Your rate will be based on your creditworthiness.
Visa loan rate is based on the Wall Street Journal prime lending rate on the last day of each month.
The maximum interest rate over the life of the loan is 18.00%.
***Although there is no annual fee, other fees may apply such as cash
advance fees (1.5% of the cash advance amount), foreign transaction fees (1.00% of transaction amount
if in U.S. dollars, 1% of transaction amount if must convert to U.S. dollars), late payment fees, or
other account fees and changes.
Visa Secured Credit Card
Build or rebuild your credit
If your credit needs a boost, this savings-secured Visa Credit Card can help you build a positive credit history.
Enjoy these card features and benefits
- Rate of 12.99% APR*
- Use 90% of your savings balance as a line of credit
- No annual fee**
*Loan subject to credit approval.
**Although there is no annual fee, other fees may apply such as cash
advance fees (1.5% of the cash advance amount), foreign transaction fees (1.00% of transaction amount
if in U.S. dollars, 1% of transaction amount if must convert to U.S. dollars), late payment fees, or
other account fees and changes.
Student Rewards Visa Credit Card
Earn rewards every time you make a purchase!
If you’re a student at the University of Utah, we’ve got a student-exclusive Visa credit card that can get you rewards points* with every purchase! A Student Rewards Visa credit card is a great way to build your credit and maximize your purchasing power, all with a low APR and reduced risk.
A Visa card designed just for you
- Earn rewards points on every purchase – redeem for travel, rebates, gift cards, and cash*
- No annual fee**
- Variable rate as low as 14.99% APR***
- Limits up to $4,000 – establish your credit without the risks of a high credit limit
*Visit our Visa
Rewards site to view the awards catalog or to learn more about the program rules and
details.
**Although there is no annual fee, other fees may
apply such as cash advance fees (1.5% of the cash advance amount), foreign transaction fees (1.00% of
transaction amount if in U.S. dollars, 1% of transaction amount if must convert to U.S. dollars), late
payment fees, or other account fees and changes.
***Rates are variable and range from 14.99% APR to 18.00% APR. Your rate
will be based on your creditworthiness. Visa loan rate is based on the Wall Street Journal prime
lending rate on the last day of each month. The maximum interest rate over the life of the loan is
18.00%.
Not enough? Check out these additional card benefits:
- Cell phone replacement insurance – pay your monthly bill with this card and we’ll replace your phone if stolen or damaged
- Auto rental collision damage – provides reimbursement for damage due to collision or theft of most rental vehicles
- Travel accident insurance coverage – provides you with $250,000 coverage against accidental death or injury while traveling when you pay your fare using your Visa Credit Card