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Better savings accounts for a better life

You'll love our mix of savings accounts because there's an account that’s just right for everyone.

Primary Savings

A traditional dividend-earning savings account

Your Primary Savings is the first account you open when you join as a member.

What is a traditional savings account?

A traditional savings account offers easy access to your money while also ensuring it stays in a secure, federally insured institution. Some traditional savings accounts also pay interest on your balance so they are both safer and more lucrative than other savings methods (i.e. checking accounts or storing your savings under a mattress). Shopping for rates and terms before choosing your savings account is a safe way to save for a rainy day or earn dividends on the money you save.

Save money and access it at your convenience.

  • $10 minimum balance (required for membership)
  • Earns dividends on your entire balance

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How much can I save?

Years to Save

Secondary Savings

Want more than one savings account to manage your money?

Our secondary savings account is a great way to save for a down payment on a home, a new car, or the vacation you’ve been waiting for.

Set aside money for something special

  • No minimum balance
  • Earns dividends on your entire balance

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secondary savings account

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Apply online, visit your local branch or call us at 801-481-8800 to get started.

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Educational Savings

A Savings account to help you pay for your child's education

Contributions are not tax-deductible, but you can withdraw money tax free for educational expenses.

Watch your money grow up too

  • Contribute up to $2,000 a year for each child
  • Dividends grow tax-deferred on entire balance*
  • Contribute until child is 18 and anyone meeting income requirements can contribute
  • For qualified elementary, secondary, and post-secondary education expenses


*Members should seek the services of a tax professional regarding their specific tax situation.

educational savings account

Open an Account

Visit your local branch or call us at 801-481-8800 to get started.

Individual Retirement Account

Start saving now so you can have money in the future!

Our IRA options can help you save the money you need when it’s time to retire.

We offer both Traditional and Roth IRAs*

  • $500 to open the account**
  • Earn dividends on entire balance
  • No monthly fee
  • IRA Accumulator option can help you keep your money liquid

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*See IRS guidelines for IRA rules about contributions, withdrawals and how to avoid withdrawal penalties.
**No minimum requirement for IRA Accumulator option.

IRA account

Open an Account

Visit your local branch or call us at 801-481-8800 to get started.

Christmas Club

Save all year for your Christmas expenses!

Smart holiday planners start saving early to build up savings before the Christmas season brings all those extra expenses.

Easy set up so you can start saving

  • No monthly fee or minimum balance
  • Earns dividends on the entire balance
  • Money will be automatically distributed to your checking, savings, or via check on the Friday after Thanksgiving*

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*To help encourage saving, this account will be closed if any early withdrawals are made

christmas club savings

Open an Account

Visit your local branch or call us at 801-481-8800 to get started.

Locations near you

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