Money Market Accounts
Greater Success
Starts with Better Savings
What is a Money Market Account?
Money Market accounts are a smarter way to save money. With a UFirst Credit Union Money Market account, you can feel confident in the growth and security of your investment while still maintaining easy access to your savings. This means, you can safely earn interest on the money you've saved, while also having access to the funds in your Money Market Account at any time.
UFirst Credit Union offers three different Money Market accounts, each one appealing to different life stages and money-saving styles.

How much can I save?
STANDARD MONEY MARKET ACCOUNT
High-Yield Money Market Account Savings
A UFirst Credit Union Money Market account is a savings account that earns a higher interest rate than a traditional savings account while still allowing you easy access to your funds. The larger your balance, the more potential you have to earn higher yields on the funds in your money market account.
Credit Union Money Market Rates
Our Money Market accounts make it easy for you to increase your savings and start saving faster. This account requires a deposit of $1,000 at opening, but no minimum balance is required going forward.
UFirst Credit Union Money Market Accounts
- Save money faster
- Tiered rates to maximize returns
- Earn dividends on your entire balance
- $1,000 to open the account, but no minimum balance
For more details, visit a branch, call 801-481-8800 or apply for an account below.
Open Account Make an Appointment Calculate Saving Rates
Text us your questions
HIGH-YIELD MONEY MARKET ACCOUNT
Higher-Yield Savings for Serious Savers
A UFirst Credit Union High-Yield Money Market account is a flexible investment that pays high interest on high balances. With a High Yield Money Market account, you can earn an Annual Percentage Rate (APR) that is competitive with savings bonds and the best short-term certificate rates, without the restrictions.
Save Securely and with Higher Payouts
Our High-Yield Money Market accounts are designed to payout the highest rates while also enabling you to access your money freely. These accounts are a safe way to invest high dollar amounts and yield high dividends with reduced risk. This account requires an opening deposit of $25,000, but no minimum balance is required to maintain the account.
UFirst High Yield Money Market Accounts
- Grow your wealth faster with higher payouts
- Tiered rates to maximize returns
- Earn dividends on your entire balance
- $25,000 to open the account, but no minimum balance
For more details, visit a branch, call 801-481-8800 or apply for an account below.
Open Account Make an Appointment Calculators Rates
Text us your questions
PRIME MONEY MARKET ACCOUNT
Higher-yield Savings for Serious Investors
A UFirst Credit Union Prime Money Market account is a savings account that earns high interest rates that fluctuate with the WSJ prime rate. This account type enables you to earn high dividends that can rapidly build your savings. With UFirst, you maintain easy access to your money, and with a UFirst Prime Money Market Account, you earn higher dividends on that money.
Earn More Interest on Your Investments
Because our Prime Money Market accounts fluctuate with the WSJ prime rate, your interest payouts can be much higher than those of other account types. This makes Prime Money Market accounts a smart, safe way for serious investors to make rapid returns. Qualifying for a UFirst Credit Union Prime Money Market account requires membership application and a $20,000 deposit of new money.
UFirst Prime Money Market Accounts
- Flexible savings so you can move money in or out at any time
- No fees for maintenance, transfers or withdrawals
- High payout rate of WSJ prime minus 3.25 points
- Rate moves with WSJ prime rate so there is no need to constantly manage your deposit
- High floor rate of 0.3%
- High yield earnings to increase dividends
For more details, visit a branch, call 801-481-8800 or apply for an account below.
Open Account Make an Appointment Calculate Savings Rates
Text us your questions
*All UFirst Credit Union Money Market accounts are subject to terms which are subject to change. Fees may reduce earnings.