Lots of ways to help run with UFirst Credit Union!
Stability and Growth – UFirst Credit Union is always growing, and we want
to increase your potential, too. Our administration offices offer the best human resources department,
amazing trainers and training opportunities, a diligent accounting department, a savvy marketing team, and
many other exciting areas.
Advancement Opportunities & Leadership Development – But opportunities are not
limited to administration; UFirst Credit Union has an opportunity for virtually all types of hard-working
people. If you want to be part of a growing credit union culture with strong leadership, great benefits
and amazing growth opportunities for employees, apply for one of our available positions today.
Great Benefits – We offer great benefits, including paid holidays for part-time and
full-time employees, a very generous 401(k) retirement plan for all employees, and many financial
”I’ve held several positions here
at the Credit Union, and each one has shown me that our employees genuinely care about all of our members.
We don’t treat anyone as just an account number."
-Parker Pratt, Trainer
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This employer participates in E-Verify – Este empleador participa en E-Verify UFirst Credit Union is an Equal Opportunity Employer
The credit score required to qualify for an auto loan is relative to the lender. On average, the borrower needs a score in the low 700s for a new car loan and mid-600s for a used car loan.
A borrower's credit history tells the lender whether or not they are high or low risk. When getting approved for an auto loan, most financial institutions will look at the borrower’s industry-specific auto FICO® Score3, along with their base FICO® Score from the three consumer credit reporting bureaus: Equifax, Experian and TransUnion.
This credit score also determines the borrower’s interest rate on the loan. Typically, to get an interest rate between 0–2% on new car loans, the lender will require a credit score of 700 or higher. Reversely, if a borrower finds themselves with a credit score in the mid-600s or low 500s to low 600s, they may expect a lender to give an interest rate three to five times higher (between 10–24%) than those with good or excellent credit.
You can check your FICO® Score for free on our free mobile app, UFirst.
Refinancing your auto loan is a great and easy way to save money on your car payments and to lower the interest rate on your auto loan.
In order to refinance your auto loan, you’ll need to gather the right information and documents. All the necessary information would be the car mileage, VIN number, current car loan numbers, driver’s license, and income verification. After gathering this information, you can refinance your loan with the same lender or with a different financial institution.
After applying, the bank or credit union will check your credit history and let you know if you qualify for a lower interest rate. After approval, the bank or credit union will work with you to set your new loan term to a lower monthly car payment.