If you are a veteran or an active military member, a VA loan is perfect for you!
Our VA loan rates are set with former and active military in mind. UFirst Credit Union offers
competitive VA home loan rates, which means you can get into your dream home sooner.
Apply for a VA Loan Contact
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What Exactly Is A VA Loan?
VA Loans are mortgages offered
through the U.S. Department of Veteran Affairs program. Any active duty, veteran service personnel and
their surviving spouses can access VA Loans.
VA Home Loans are loans that do not
always require a down payment. This makes them more accessible than traditional home loans. Every
VA loan is made through
private lenders and are guaranteed by the Department of Veteran affairs, thus making them not have to
require mortgage insurance.
VA loans have no minimum credit
score requirement, this loan remains one of the few mortgage options for borrowers who don’t have the
money for a down payment. The main qualifications for this loan are:
- You are an active military member
- You are a U.S. military veteran
Benefits of Utah VA Loans
In addition to no down payment options, there are other helpful benefits of
a Utah VA loan. A few of
these features include:
- Does not require private mortgage insurance
- Low closing costs
- Nontraditional credit allowed (in select cases)
- Competitive, fixed, and adjustable VA loan rates available
- Loan is insured by the VA
- No down payment
- Easier to qualify for a VA Home Loan
Apply For A VA Home Loan
Our experienced mortgage specialists can
help you through the process of applying for a VA home
loan. To get started, apply today or contact a mortgage loan consultant!
Apply For A VA Home Loan
These mortgages do not always require a down payment and are available to
military veterans and active military members. These mortgages do not
always require a down payment and are available to military veterans and active military members. VA loans are
made through private lenders and are guaranteed by the Department of Veterans Affairs, so they do not require
mortgage insurance. There’s no minimum credit score requirement.
The VA loan remains one of the few mortgage options for borrowers who don’t have the money
for a down payment. Available to millions of veterans and active military members, VA loans are somewhat easier to qualify
for than conventional mortgages. Contact UFirst Credit Union to
learn more about VA Loans with UFirst Credit Union!