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Rewards Program

Join UFirst

A Rewards Program That Puts You First

Better Credit Union, Better Rewards

Our rewards program offers amazing benefits including a rewards structure the earns you points effortlessly. You can earn rewards just for utilizing your checking account and making everyday purchases with your Visa.

Rewards Checking

250 points per item listed
  • Aggregate Direct Deposit of $1,000+ per month
  • Use your card at least 25 times per month**
  • Access online banking 1 time per month
  • Complete UFirst loan payments on time

  • Points accrue each month, they rollover month-to-month, and they can be combined with UFirst Visa Rewards Credit Cards points, too!

*Points earned each month will be issued by the 10th of the following month.
**A qualifying VISA Debit and/or VISA Credit Card transaction is $5.00 or greater.

Visa Rewards Credit Card

  • Get points with every purchase and even more for common transactions like gas and groceries
2x rewards rewards at restaurants and grocery stores
3x rewards at warehouse stores like Costco and Sam's Club
3x rewards on qualifying travel expenses like airfare and hotels
4x rewards at gas stations
5x rewards the UofU Campus Store and on UofU tuition  
  • Points are good for 60 months (5 years)*
  • Points are not earned on current balances, balance transfers, or cash advances.

*points will be forfeit if associated account is closed. See full terms here

Reward Points Redemption

Visit our rewards website,, log in, and click the Rewards link to shop for or order a Reward. You can also call the redemption center at 866-479-6155*. Complete the redemption process online or over the phone.

Rewards can be redeemed at several brand name retailers, restaurants, hotels, movies, gas stations,
and more. Learn more about the many ways you can redeem points below!

  • Travel Rewards

    Airline ticket requests are displayed based upon your current point balance – there are no preset award levels. Tell us when and where you want to go, and all qualifying ticket options are displayed based upon
    your total number of available points. You enjoy the freedom of selecting an itinerary that best meets your
    needs, from the fewest required points to the most points required. There are no restrictions or advance
    purchase requirements, however it is recommended you book as early as possible to maximize your options.

  • Travel Rebate Rewards

    Use your rebate for airfare, hotel/resort, car rental, cruise reimbursement, or theme park admission.

    When the rebate option is selected you are not required to book your travel through the rewards center or provide travel documentation. You may make your arrangements with your own agent, or directly with the merchant. This reward allows you to be reimbursed for your travel related services once travel is completed. To determine the value of rebates available on your program please visit

    To receive your rebate, you must pay for the entire amount of the travel-related services to the same
    card or account from which you’re redeeming the points. Once you complete your travel, you have 60 days to claim your credit. The amount paid for the travel services must be equal to or exceed the rebate
    amount. Please allow 30 days for your credit to be processed if all eligibility requirements are met. Travel Rewards are not valid for gas, food, or other miscellaneous charges.

    When you complete your request, points will be immediately deducted and we will be notified of your request. Credit to your account will be issued by us and may be subject to verification of charges.

  • Gift Certificate Rewards

    You can redeem your points for a gift card online through our website or by calling one of our
    Rewards representatives. Available merchant categories include:

    • Dining
    • Fuel
    • Shopping
    • Entertainment
    • Salon/Spa
    • Visa Prepaid
  • Cash Back Rewards

    You can redeem your points for a cash reward online through our website, or call one of our rewards representatives. We will disburse your cash reward into either your savings or checking account.

  • Pay with Points Rewards

    Once you enroll in Pay With Points on, you can pay for in store purchases using your available points via text message or email. This service is only available for credit cards.

  • Fuel Redemption Rewards

    When enrolled in Fuel Redemption Rewards, swipe your rewards card at a participating gas pump to be given the option to redeem points for a savings of $0.50 off per gallon, up to 20 gallons.

  • Merchandise Rewards

    Redeem your points for the latest products such as appliances, electronics, home and office furnishings,
    and more. Refer to for a comprehensive list.*


Redeem Rewards

*Call in redemption center closed from 2:30am – 4:00am daily, as well as major holidays.
**See Terms & Conditions for entire list of excluded merchant categories
***Merchandise cannot be shipped to a PO Box or outside the U.S.

See full Terms and Conditions for our Visa Rewards program here.





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