Shared BranchesBECOMING A MEMBER
Become a Member of UFirst
It's Better
Here
Choosing a financial institution is an important decision. UFirst is the institution with expertise to guide you wisely, and the flexibility to meet your evolving needs.
UFirst Credit Union Membership Eligibility
Do you work, live, go to school, worship or volunteer in Salt Lake, Davis, Summit, Tooele, Wasatch, or Utah Counties? Or do you have an immediate family member who is a member of UFirst Credit Union? Then, you are eligible for membership! It's easy to apply - it takes just a few minutes.
Membership Benefits
- Personal and Business accounts
- Savings, checking, loans and more!
- Mobile and Online banking
- Account Switch Kit
- Students
- Accounts
- Business Services
- Over 20 Locations
- Surcharge-free ATM network—over 50,000 nationwide
- Member owned - all working together to grow the community
Learn more About Us.
Become a Member
Apply for a membership online or stop into any branch location.
Local to Utah, Loyal to You
When you join UFirst Credit Union, you’re not just joining a financial institution. You are joining a community.
- Neighborhood branches – We have 22 branches located throughout Salt Lake, Davis, Utah, and Washington County. This means convenience for you whenever you need to speak to someone in person.
- Decisions made locally – Decisions on loans and services provided to the community are made right here in Utah. This means you get answers fast and services that meet your needs.
- Local membership – Our members are your neighbors, friends, and family members—all working together to grow the community and help you to be financially successful.
Active in the Community
We invite employees and members to join our efforts to give back to the community! Here are a couple of recent activities. Visit our Facebook page to learn more about what we’re doing in your neighborhood.
- Warm the Soles – Every year we purchase shoes for needy elementary school aged children with money donated by our members. Last year we were able to give children more than 700 pairs of new shoes.
- Shred Day – Everyone loves a free Shred Day, and we do several a year. Members and friends from around the valley come to destroy their confidential documents safely. It’s a great way to protect yourself from identify theft.
- Quarterly Newsletter – Members stay in the loop with our quarterly newsletter.
Members Helping Members
UFirst Credit Union is about members helping members. Our members are the Credit Union. Our purpose is to provide the best service and products to help our members achieve their financial goals.
Our mission is to provide a full range of financial services conveniently located near members' homes and places of employment. We strive to offer the most advantageous rates for borrowers and savers, while maintaining the utmost safety and protection for our members' information and deposits.
Frequently Asked Questions
Why Join a Credit Union?
Members should join a credit union because they are owned by their members (as opposed to banks, who have stakeholders). This means that when a credit union earns profits, their members are the ones who benefit from lower interest rates on loans and higher earnings on savings. Credit unions also offer free services such as mobile and online banking.
How is a credit union different than a bank?
Being a member of the Credit Union means you are a part of an organization that is not-for-profit. Unlike banks, credit unions are not focused on making a profit, but determining how those profits can be given back to you, our members. This translates to better interest rates on loans and credit cards as well as higher returns on dividends. In addition, getting a loan from a credit union is easier than from a bank.
What are the perks of a credit union?
Credit unions are good for your financial goals and convenience. They offer higher savings compared to traditional banks, with lower interest rates on loans and less eligibility requirements. Credit unions also offer more financial literacy resources than traditional banks and provide higher rates of return for your savings account. Other credit union benefits include:
- Lower loan rates and credit card rates
- Less eligibility requirements
- Higher rates on savings accounts
- Community-driven, success is felt by its members
- Personal credit assistance
- Local scholarships and grants
- Greater financial resources than traditional banks
How does a credit union work?
Credit unions seek to promote their members best interests rather than profits. The credit union uses money that you and other members deposit to make loans to other credit union members. This act is similar to a traditional bank, but credit unions can often offer better rates on saving products and low interest rates on loan products. Credit unions accept members based on a certain criteria. Inquire with your credit union to determine eligibility.
Here's the answer...
*Immediate family member is defined as spouse, child, sibling, parent, grandparent, or grandchild. This includes step-parents, step-children, step-siblings, and adoptive relationships.