Digital banking should be available wherever and whenever you want. Smart phones changed the
world of digital banking and, with UFirst, digital banking is even better! With our Apple Watch
integration, accessing your account information is even more convenient while you’re living your
life on the go.
With UFirst Better Online Banking, you can easily view account balances and transactions on your
Apple Watch without having to log in! Checking your balance is now even handier—and so is viewing
your latest transactions!
Sign up for online banking to connect your Apple Watch.
Your Apple Watch will need to be paired to the iPhone that you use to access your iOS mobile banking
In the “My Watch” app, under “General,” there is a setting for “Automatic App Install.” If that
setting is enabled, the mobile banking watch app should automatically install on your Apple Watch.
If you do not have “Automatic App Install” enabled, you can manually install the app on your Apple
Watch. When you open the “My Watch” app on your iPhone, scroll down the page to view all the apps that
you have installed on your Apple Watch. At the bottom of that list, you’ll see a section for “Available
Apps” to install on your Apple Watch.
Login to your iOS mobile banking app, locate the Apple Watch in your menu, and enable the feature.
Start Seeing UFirst on Your Apple Watch
Once enabled, you can open the app on your Apple Watch to begin viewing balances and transactions.
You can view balance information for the first 10 accounts that display on the “Account Summary” page.
Swipe left/right on the watch face to scroll through their account balances.
You can tap the watch face on a balance to view the 10 most recent transactions for that account.
To refresh account balance information, force touch the watch face and select the refresh option.
Don’t miss a beat; start seeing UFirst on your Apple Watch today!
*Mobile banking services are not affiliated with, sponsored, or endorsed by Apple. Apple Watch is
a trademark of Apple Inc., registered in the U.S. and other countries.
The credit score required to qualify for an auto loan is relative to the lender. On average, the borrower needs a score in the low 700s for a new car loan and mid-600s for a used car loan.
A borrower's credit history tells the lender whether or not they are high or low risk. When getting approved for an auto loan, most financial institutions will look at the borrower’s industry-specific auto FICO® Score3, along with their base FICO® Score from the three consumer credit reporting bureaus: Equifax, Experian and TransUnion.
This credit score also determines the borrower’s interest rate on the loan. Typically, to get an interest rate between 0–2% on new car loans, the lender will require a credit score of 700 or higher. Reversely, if a borrower finds themselves with a credit score in the mid-600s or low 500s to low 600s, they may expect a lender to give an interest rate three to five times higher (between 10–24%) than those with good or excellent credit.
You can check your FICO® Score for free on our free mobile app, UFirst.
Refinancing your auto loan is a great and easy way to save money on your car payments and to lower the interest rate on your auto loan.
In order to refinance your auto loan, you’ll need to gather the right information and documents. All the necessary information would be the car mileage, VIN number, current car loan numbers, driver’s license, and income verification. After gathering this information, you can refinance your loan with the same lender or with a different financial institution.
After applying, the bank or credit union will check your credit history and let you know if you qualify for a lower interest rate. After approval, the bank or credit union will work with you to set your new loan term to a lower monthly car payment.