Recently, the financial service industry has observed an increase in fraudulent attempts to access
an individual's account data through phishing. UFirst will never ask you for your account
credentials or PIN. If you receive a suspicious call, email or text message, please contact 801-481-8800. For more
information on protecting yourself from fraud, click here.
UFirst Credit Union wants to make sure you keep all of your important
information secure with our free community shred
day. Bring all of your confidential documents, financial
statements or any other important paper items to be disposed of by our professional shredding service.
Join us during our Shred Days and don’t risk your sensitive data.
Our free shred day trucks will be onsite to service your shredding needs and provide
immediate document disposal. Please note, while there is no need to remove staples, paper clips,
rubber bands or small binders, the shred trucks can only accommodate paper
items. Our current Shred Days calendar follows the
below criteria for shred items. Shred limit: 6 legal-sized boxes per participant.
√ Shred Day Acceptable Items
Clean paper (any color/size)*
*Paper items are acceptable in any size or color. There is no need to remove staples, paper
clips, rubber bands or small binders.
Χ Shred Day Unacceptable items
Plastic bags and packing material
Computer discs, CDs / DVDs
Backup / VCR tapes
Transparencies / X-rays
ID badges / driver’s licenses
Microfiche / microfilm
electronic parts (i.g. no computer, printer or photocopier parts)
Trash or hazardous materials
Bio-hazardous or medical waste
UFirst 2022 Shred Days Calendar
9am - 1pm at the following dates and locations
April 23rd – Sandy Branch (2275 E 9400 S, Sandy, UT 84093)
April 30th – Bluff Street Branch (383 N Bluff Street, St. George, UT
84770) 9am - 12pm
May 14th – West Jordan Branch (7121 S Redwood Road (1700 W), West
Jordan, UT 84084)
June 11th – Draper Branch (811 E 12300 S, Draper, UT 84020)
June 25th – Cottonwood Branch (7220 S Highland Dr. (2000 E), Salt Lake
City, UT 84121)
August 6th – Lehi Meadowbrook Branch (101 N 1200 E, Suite A1, Lehi, UT
August 13th – Bountiful Branch (361 W 500 S, Bountiful, UT 84010)
August 13th – Riverton Branch (13347 S Market Center Dr. (3710 W),
Riverton, UT 84065)
August 20th – West Valley Branch (2752 S Redwood Road (1700 W), West
Valley, UT 84119)
August 20th – Holladay Branch (4675 S Highland Drive, Holladay, UT
September 24th – Research Park Branch (505 Wakara Way, Salt Lake City,
Everyone is Welcome!
UFirst is hosting a community
shred day which means everyone is welcome! If you have any questions about how Shred Days work or what you can
or cannot bring to a shred truck, please contact your local branch; we're always here to help. If
you know someone who needs safe shredding services, please know that community members who are not
members of UFirst Credit
Union are welcome to participate. Shred Days are a free community service we offer to support our whole
Please note, Shred
Day events are first-come, first served and we reserve the
right to deny service to any participant for any reason. Shred limit: 6 legal-sized boxes per
The credit score required to qualify for an auto loan is relative to the lender. On average, the borrower needs a score in the low 700s for a new car loan and mid-600s for a used car loan.
A borrower's credit history tells the lender whether or not they are high or low risk. When getting approved for an auto loan, most financial institutions will look at the borrower’s industry-specific auto FICO® Score3, along with their base FICO® Score from the three consumer credit reporting bureaus: Equifax, Experian and TransUnion.
This credit score also determines the borrower’s interest rate on the loan. Typically, to get an interest rate between 0–2% on new car loans, the lender will require a credit score of 700 or higher. Reversely, if a borrower finds themselves with a credit score in the mid-600s or low 500s to low 600s, they may expect a lender to give an interest rate three to five times higher (between 10–24%) than those with good or excellent credit.
You can check your FICO® Score for free on our free mobile app, UFirst.
Refinancing your auto loan is a great and easy way to save money on your car payments and to lower the interest rate on your auto loan.
In order to refinance your auto loan, you’ll need to gather the right information and documents. All the necessary information would be the car mileage, VIN number, current car loan numbers, driver’s license, and income verification. After gathering this information, you can refinance your loan with the same lender or with a different financial institution.
After applying, the bank or credit union will check your credit history and let you know if you qualify for a lower interest rate. After approval, the bank or credit union will work with you to set your new loan term to a lower monthly car payment.