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Call 801-481-8800 See Rates

Save More by Investing in Share Certificates

Get a 15-Month Certificate at the Higher Rate of a 30-Month Term*

Earn Better Dividends

As of September 19, 2022, the 30-month Certificate rate is 3.05% APY

Share Certificates are an easy way to invest money and earn guaranteed interest on the money in your Certificate. When you invest now in a UFirst 15-month Certificate, you’ll receive guaranteed payouts and the higher interest rate of a 30-month Certificate. That means, your investment term is shorter, but you’ll earn higher dividends.

Our 15-month Certificate has a low minimum opening balance of $500, there are no maintenance fees, and your dividend rate is fixed so you’re guaranteed to always be earning.

When you open a 15-month Certificate now, you’ll also continue earning a higher rate if the Certificate rolls over. After the initial 15-month term, your Certificate will renew at a 12-month term at the prevailing 24-month dividend rate. That means higher payouts for up to 27 months.* 

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Benefits of Share Certificates 

  • Safe investment with guaranteed payouts
  • Fixed dividend rate so you're always earning
  • Low minimum opening balance of $500
  • No maintenance fee
  • Options to rollover after term to keep earning
  • Investment protected by the NCUA

Better Investing

Don’t let your savings spend another minute not earning interest. Contact UFirst today to take advantage of our 15-month Certificate promotion and higher, guaranteed payouts. Learn more about saving more money with Share Certificates by visiting your preferred branch or calling 801-481-8800 now.

Call 801-481-8800


Terms and Conditions

UFirst 15-Month Certificate Promotion

*Promotion starting 09/01/2022. Offer subject to change or closure without prior notice. Rates are subject to change at any time and without prior notice. Most current rates found HERE. Deposits (*new money) must consist of funds not previously held at UFirst Credit Union. Early withdrawal penalties may apply and reduce earnings and principal. Membership required and member must remain in good standing. At the 2nd auto-renewal, certificate will revert to a regular 12-month certificate at the current 12-month rate. Other restrictions may apply.

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